Nextivity, Inc., (the “Company”) is proud to have selected the following comprehensive TriNet health benefits package to meet your personal and family needs. TriNet is the single employer sponsor of all its benefit plans. TriNet makes these plans available to qualifying worksite employees with whom TriNet has established an employment relationship, and who perform services for customers of TriNet in a Professional Employer Organization (PEO) service model.
TriNet partners with leading carriers, like Aetna, Florida Blue, Blue Shield of California and Kaiser, to offer a broad range of medical plans, including high-deductible health plans, PPOs and HMOs. Medical options vary by state, and may also include regional carriers.
TriNet’s four dental carriers – Delta Dental, Aetna, Guardian Dental, and MetLife – offer a high and low national dental PPO plan. Aetna and Delta Dental also will make available a DMO plan in many states.
TriNet also offers a high and low vision plan national through two different carriers: Aetna and Vision Services Plan (VSP). These plan options ensure that you can choose the best plan and carrier for your individual vision needs.
The Company currently pays 90% of premiums for medical, 90% of premiums for dental and 80% of premiums for vision coverage for the employee. In addition, the Company funds 90% of premiums for medical, 90% for dental for spouse, dependent and domestic partner. The contribution amounts are capped (see Human Resources for details). Employees are responsible for the remainder of the premium cost, if any. If you already have current group medical coverage, you may choose to waive or opt out of the TriNet’s group health benefits. If you choose to waive health coverage, you will receive a monthly benefit allowance and will still be able to enroll in optional plans and flexible spending accounts.
TriNet offers company-paid basis life and accidental death and dismemberment (AD&D) plans. The Company pays for basic life insurance coverage valued at 1X earnings, which includes an equal amount of AD&D coverage.
The Company provides a policy that may replace up to 60% of your salary, up to a maximum benefit of $10,000 per month, for qualifying disabilities. A waiting period of 180 days will apply.
FSAs help to you pay for eligible out-of-pocket health care and dependent day care expenses on a pre-tax basis. You determine your projected expenses for the Plan Year and then elect to set aside a portion of each paycheck into your FSA.
If you want extra protection for yourself and your eligible dependents, you have the option to elect supplemental life insurance. You may request coverage for yourself for one to six times your annual salary, with a maximum benefit of $2,000,000. Spousal coverage is also available in increments of $10,000 up to $150,000, and child coverage for $10,000. Note that amounts above the guaranteed issue ($300,000 for you and $30,000 for your spouse) and certain coverage increase must be approved by the insurance carrier.
Disability insurance plans are designed to provide income protection while you recover from a disability. This coverage not only ensures that you are able to receive some income while out on disability; it also provides absence management support that helps facilitate your return to work. TriNet offers several short and long-term disability plan options.
The commuter benefit plan allows you to set aside pre-tax dollars to pay for eligible commuting costs, such as expenses for parking, public transit and alternative forms of transportation. Passes can be delivered right to your home, or you can simply submit monthly receipts for reimbursement.
Discounts are available for vacation destinations, hotels, food, restaurants, car rentals, retail, and much more.
The EAP is available at no cost, even if you don’t enroll in TriNet group benefits. You and your family members may access free, confidential counseling and referral services. This program provides 24-hour confidential assistance with personal, family and work-related concerns – plus online resources.
These programs are offered at group rates with the convenience of automatic payroll deductions. Benefits options include:
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